I'm here to inform rather than sell to properly assist you with your Medicare needs

J&J Horizons Group
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Ever looked at ACA or are you turning 65?

Ever looked at ACA or are you turning 65?

Ever looked at ACA or are you turning 65?

Ever looked at ACA or are you turning 65?

Ever looked at ACA or are you turning 65?

Ever looked at ACA or are you turning 65?

Helping with solutions

Turning 65? 

I'd like to help.

It's the little things that make a true difference with your coverage. 

**Beware of telemarketers that  represent one company**

Remember, what works for your neighbor doesn't necessarily meet your needs. 

Under 65 and need health coverage? Let's look at your options for ACA coverage. Your tax dollars pay for this great coverage that you may qualify for. 


Jeff Guffey Agency

8483 E Brainerd Rd, Chattanooga, TN 37421, USA

423-521-1363 (Call or Text) Can we share helpful information with you? Please click this link and fill in your information. https://forms.lessannoyingcrm.com/view/4092238699970709862077429275428

Hours

Today

By Appointment

Understand Enrollment Periods

Understand enrollment period information and avoid unnecessary late enrollment penalties!

I know this chart is a little busy but it's very important information. Please take the time to read and look over. I am here to answer any questions that you may have. I also have a checklist not shown on my website that I will be more than happy to provide you that provides guidance when you're about 6-7 months away from turning 65. 

A Checklist as you turn 65

Turning 65 isn’t just about getting Medicare — it’s about protecting your health and your savings. While Medicare serves as a great foundation, it doesn’t cover everything. There are deductibles, copays, prescription costs, and essential services like dental insurance, vision, and hearing that can lead to significant, unexpected expenses. 

 This checklist exists to ensure nothing important is missed. Each item helps control medical costs, protect retirement income, and reduce financial stress for you and your family. The goal isn’t to buy everything — the goal is to understand your options, including various Medicare Advantage Plans, close the gaps, and choose coverage that fits your health, lifestyle, and budget. 

If even one of these areas is overlooked, it can put unnecessary pressure on your savings later in retirement. Reviewing this now gives you confidence, clarity, and peace of mind going forward.


Important Medicare steps for those turning 65, including enrollment and coverage advice.

Turning 65? Jeff Guffey Agency 423-521-1363

Turning 65? Jeff Guffey Agency 423-521-1363

Turning 65? Jeff Guffey Agency 423-521-1363

Turning 65? Jeff Guffey Agency 423-521-1363

Turning 65? Jeff Guffey Agency 423-521-1363

Turning 65? Jeff Guffey Agency 423-521-1363

Want to learn more about Medicare Advantage (Part C) Plans?

Turning 65 isn’t just about getting Medicare — it’s about protecting your health and your savings. While Medicare serves as a great foundation, it doesn’t cover everything. There are deductibles, copays, prescription costs, and essential services like dental insurance, vision, and hearing that many Medicare Advantage plans offer. 

Don't forget a great partner for a Medicare Advantage plan is a Hospital Indemnity plan. Without the right protection in place, one illness or hospital stay can quickly turn into thousands of dollars out of pocket — even for those who thought they were fully covered. This is where options like a hospital indemnity plan can help bridge the gaps. 


 

"We do not offer every plan available in your area. We represent a number of organizations which offer products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-Medicare, or your State Health Insurance Program to get information on all of your options".


Medicare Advantage plans offer private insurance with hospital, doctor, and drug coverage plus extra benefits.
Most Popular Plans are G & N

(Medi-Gap) Medicare Supplement

Don't forget to add your Presciption Drug Plan (Part D) 

Medicare Supplement or Medicare Advantage?

You have great options that are available for you. My job is to help you understand what best aligns with your needs. I hope this chart helps but I am local and accessible to answer any questions you have. Come see me! 

Call Me Today

Medicare Costs 2026

Current Medicare cost information for this year.

ACA (Health Coverage under 65)

Your tax dollars pay for this great health coverage benefit. Many qualify for low monthly premiums and comprehensive coverage. Call today!

Dental-Vision-Hearing Coverage?

Personalized Service

A solid company with multiple coverages and offer Vision and Hearing as well. 

Competitive Pricing

Great comprehensive dental coverage with immediate coverage for cleanings.

No deductible

No annual maximum

Expert Advice

Great comprehenive coverage options

Wide network of dental providers

Options to fit your needs

Wide network of providers

Different coverage levels to choose from

Control what you pay for with Final Expense Coverage! NO Pre-plan!

Control what you pay for with Final Expense Coverage! NO Pre-plan!

Control what you pay for with Final Expense Coverage! NO Pre-plan!

Control what you pay for with Final Expense Coverage! NO Pre-plan!

Control what you pay for with Final Expense Coverage! NO Pre-plan!

Control what you pay for with Final Expense Coverage! NO Pre-plan!

Funeral Pre-Plan or Final Expense Insurance

Get a Final Expense Policy

❤️ Final Expense Insurance


What It Does:

✔ Pays CASH directly to your family

✔ They choose ANY funeral home

✔ Covers funeral, medical bills, debt, or living expenses

✔ Portable anywhere in the U.S.

✔ Often costs LESS monthly than pre-need funding.

Ez application w/no medical exam req'd. Coverage normally the same or next day.

Call or Text
A black and tan Dachshund dog resting on a cushion in a wicker chair.

Our Pets are FAMILY

More than $38 billion/year is spent on pet healthcare. We love them and they are an important part of the family. I have a great option for pet insurance that I'd love to share with you. If interested, you can do your own no-obligation quote and possibly save 10% from a great company called Fetch along with other discounts they provide with other petcare companies. A variety of coverages available: Accident-Wellness-Dental.   

If you not only do a quote for pet coverage but purchase a policy, I will personally make a donation of $25 in either cash or needed supplies to a local shelter that helps with foster and adoption. 

Free Quote

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